MyHAbroad
Your home abroad, made easier.
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Money & Banking
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Getting Set Up
Getting Set Up
The three things to sort first: a Social Security Number, a bank account, and a credit history.
Getting a Social Security Number (SSN)
The SSN is the number that unlocks American life — work, banking, credit, taxes. If you're authorised to work you're entitled to one; if you're not eligible, an ITIN does part of the job.
Opening a US bank account
Most banks will open a checking account for a newcomer, and many accept an ITIN or passport if you don't have an SSN yet. The thing to watch is monthly fees.
Building a US credit score from zero
Your credit history from home does not transfer. In the US your credit score decides whether you can rent, get a phone contract, a car or a mortgage — so start building it on day one.
