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Credit & Transfers
Credit & Transfers
Building a Canadian credit history and moving money home.
Building a Canadian credit history
Your credit history doesn't come with you — start building one with a card, and understand why it matters for renting and loans.
Sending money abroad
Comparing banks vs money-transfer services on fees and exchange rates, and doing it safely.
Using a credit card without the debt
A credit card is the fastest way to build history — as long as you treat it like a debit card and pay the full balance every month.
Checking your credit report for free
You can check your own report free from Equifax and TransUnion — do it yearly to catch errors and fraud early.