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Property, Estates & Civic Rights
Property, Estates & Civic Rights
Owning together, stamp duty, passing wealth on and voting.
Buying together: the two ways to hold joint property
How you co-own decides what happens on death or separation — joint tenants pass shares automatically to each other, tenants in common each own a defined slice.
SDLT: what buying property really costs in tax
Stamp Duty Land Tax is banded on the price — first-time buyers get relief, second homes pay extra, and non-UK residents pay a further 2% surcharge.
Passing on your estate: IHT thresholds and probate
Long-term residents build UK estates worth planning around — the nil-rate bands, the extra allowance for passing a home to children, and how probate works.
Who can vote in the UK — and in which elections
Voting rights follow nationality, not residence length — British, Irish and qualifying Commonwealth citizens can vote in general elections; others may vote locally.