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Eligibility for free healthcare (ZUS/NFZ)

Eligibility often depends on your employment, insurance status, or special coverage route.

Eligibility often depends on your employment, insurance status, or special coverage route.

Key points to understand

Work-based coverage basics

Work-based coverage basics. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.

Student and family routes

Student and family routes. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.

Medical building exterior
Illustrative photo for eligibility for free healthcare (zus/nfz).

What to do if you’re uninsured

What to do if you’re uninsured. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.

Practical tips

  • Prepare your documents and translations in advance — most delays come from missing paperwork.
  • Always note the office name, address, and a contact number before you go.
  • Ask the community on MyHAbroad if you’re unsure — chances are someone has already been through it.
Trusted sources

Always verify with official sources before acting on the information above.

MyHAbroad is an independent app and is not affiliated with, endorsed by, or representing any government or public authority. Content is general information only — not legal, tax, medical, or financial advice. Always confirm details with the official sources above before acting.