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NFZ explained

NFZ is the public system — learn how it connects to doctors, clinics, and referrals.

NFZ is the public system — learn how it connects to doctors, clinics, and referrals.

Key points to understand

Coverage basics and registrations

Coverage basics and registrations. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.

Referrals and specialist access

Referrals and specialist access. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.

Medical professional with stethoscope
Illustrative photo for nfz explained.

What to expect for waiting times

What to expect for waiting times. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.

Practical tips

  • Prepare your documents and translations in advance — most delays come from missing paperwork.
  • Always note the office name, address, and a contact number before you go.
  • Ask the community on MyHAbroad if you’re unsure — chances are someone has already been through it.
Trusted sources

Always verify with official sources before acting on the information above.

MyHAbroad is an independent app and is not affiliated with, endorsed by, or representing any government or public authority. Content is general information only — not legal, tax, medical, or financial advice. Always confirm details with the official sources above before acting.