Sending money abroad cheaply

Wise, Remitly, WorldRemit and bank transfers compared — fees, speed, and how to avoid the worst exchange-rate markups.

Key points to understand

Comparing total cost, not just the advertised fee

Comparing total cost, not just the advertised fee. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.

Limits, ID checks and first-transfer delays

Limits, ID checks and first-transfer delays. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.

Avoiding remittance scams

Avoiding remittance scams. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.

Practical tips

• Prepare your documents and translations in advance — most delays come from missing paperwork.
• Always note the office name, address, and a contact number before you go.
• Ask the community on MyHAbroad if you’re unsure — chances are someone has already been through it.