Healthcare · Health Insurance in Germany
Medical emergencies in Germany
112 is the single emergency number for ambulance and fire across all of Germany (and the EU). For non-life-threatening urgent care, the out-of-hours GP service (Ärztlicher Bereitschaftsdienst) is reached on 116 117.
Medical emergencies in Germany are handled by a well-organized, efficient system with clear pathways depending on the severity of your condition. Understanding which number to call and when is critical—not only to receive the right care quickly, but also to avoid tying up emergency services and facing potential fines.
When to Call 112: Life-Threatening Emergencies
112 is the single emergency number for ambulance, fire, and life-threatening medical emergencies across all of Germany and the entire European Union. The call is completely free from any phone—landline, mobile, or even a locked phone without a SIM card. Emergency services are operated at the state (Bundesland) level, but 112 is universal and connects you to your local rescue control centre.
When you call 112, you reach a dispatcher who will triage your call. If your situation is genuinely life-threatening, an ambulance (Rettungswagen) will be dispatched, and in severe cases, an emergency doctor (Notarzt) may arrive in a separate rapid-response vehicle. Operators in most areas can communicate in English, though in smaller towns you may encounter a German-only speaker. Stay calm, state your location first, describe what happened, and answer all questions the dispatcher asks. Do not hang up until told to do so.
Situations that warrant 112 include suspected heart attacks, strokes, severe uncontrolled bleeding, unconsciousness, severe difficulty breathing, severe injuries, poisoning, severe allergic reactions, and major accidents. If you are uncertain whether your condition is life-threatening but feel immense danger, it is always safer to call and let the professionals assess severity.
When to Call 116 117: Urgent Non-Emergency Care
For urgent medical issues that are not life-threatening and occur outside normal GP office hours, call 116 117. This number reaches the Ärztlicher Bereitschaftsdienst (out-of-hours medical service), also known as Kassenärztlicher Notdienst. The call is free, available 24/7, and works from any phone anywhere in Germany without an area code. Like 112, English-speaking operators are typically available.
The out-of-hours service is appropriate for conditions that require acute treatment but are not emergencies: mild fever or flu-like symptoms, minor cuts or bruises, non-severe allergic reactions or rashes, urinary tract infections, mild stomach problems, ear aches, or sore throats. When you call, a trained healthcare professional will assess your condition by phone and either provide medical advice, refer you to a local on-call clinic (Bereitschaftspraxis), arrange a home visit in some regions, or provide a repeat prescription.
Waiting times at on-call clinics vary. Surveys indicate around 37 percent of patients wait less than 15 minutes, but the average is about 30 minutes, and it can be considerably longer depending on how busy the clinic is and what time you call. You can search for nearby on-call clinics on the 116117 website to help decide whether phone advice is sufficient or if you should visit a clinic in person.
Hospital Emergency Departments (Notaufnahme): For Genuine Emergencies Only
The emergency department at a hospital is called the Notaufnahme (literally 'emergency admission'). This is where ambulances take you, and it is where you go for severe, acute conditions. However, the Notaufnahme is not a walk-in urgent care clinic, and many expats and residents make the mistake of going there for minor complaints, only to face hours of waiting.
German hospitals use an internationally recognized triage system, the Manchester Triage System, which assigns patients to colour-coded priority levels. A specialized nurse evaluates you upon arrival. Red (immediate life-threat) patients bypass everyone and receive treatment instantly. Orange (very urgent) patients receive treatment within 10 minutes. Yellow (urgent) within 60 minutes. Green (standard) within 120 minutes. Blue (non-urgent) patients may wait 4 to 6 hours or longer. If you arrive at the Notaufnahme with a minor sore throat, mild fever, or headache, you will receive a blue classification and wait a very long time—or be redirected to call 116 117 instead.
In urban hospitals on busy nights (for example, a Friday night), expect 1 to 4 hours waiting time for non-critical cases. Do not use the Notaufnahme for a cold, a headache, or mild stomach ache. It ties up staff and beds from people with true emergencies. When you are treated and discharged, you will receive a discharge summary (Entlassbrief) that you should bring to your regular GP (Hausarzt) within a few days for follow-up.
Insurance Coverage and Costs
If you have statutory health insurance (gesetzliche Krankenversicherung, or GKV) or private health insurance (private Krankenversicherung, or PKV), ambulance transport to hospital is covered by your insurance. You may be required to pay a small co-payment for ambulance transport—typically 10 percent of the cost, with a minimum of EUR 5 and a maximum of EUR 10, though this fee is not reimbursed. Hospital emergency treatment itself is covered; you do not face surprise bills like those common in the United States.
If you do not have health insurance, emergency costs can be extremely high. Without insurance, hospital emergency care can cost EUR 3,000 to EUR 10,000 or more. For this reason, all long-term residents in Germany are legally required to have health insurance. If you are a student, new resident, or expat, arrange insurance as soon as you arrive. Visitors from EU countries can use an EHIC card for emergency coverage, but ensure you carry it with you.
Always carry your health insurance card (Gesundheitskarte) in your wallet. Without it, registration at the hospital will be slow and you may face billing complications or disputes later.
Other Practical Options: Pharmacies and Out-of-Hours GP Numbers
For minor ailments and advice before you decide to call 116 117, a pharmacy (Apotheke) is often the best first stop. Pharmacists are highly trained and can advise on mild symptoms, recommend over-the-counter treatments, or tell you whether you need a doctor. Outside normal pharmacy hours, emergency pharmacies (Notdienst-Apotheke) operate on a rotation schedule; the nearest one is posted on any pharmacy door. You can also find open pharmacies using the websites Apotheken.de or Aponet.de, or by calling 0800 002 28 33 from a landline or 22 8 33 from a mobile phone (calls cost up to EUR 0.69 per minute).
If you have a regular GP (Hausarzt), you can also try calling their office during and after hours. The answering machine will usually give the contact details of the on-call doctor (Bereitschaftsarzt) for your area, which is another way to reach the 116 117 network.
How to Call 112 Correctly
- Stay calm and dial 112 from any phone.
- State your location first: street address, city, and landmarks if helpful.
- Describe what happened: Is it a medical emergency, fire, or accident?
- Explain how many people are affected and whether anyone is injured.
- Answer all questions the dispatcher asks.
- Do not hang up until you are told to do so.
- After hanging up, try to keep your phone free in case they need to call you back.
Important: Misuse Can Result in Fines and Legal Consequences
Calling 112 for non-emergencies is not a trivial matter. Misuse of the emergency number is a criminal offense in Germany under the Criminal Code (StGB § 145). Even a false alarm can result in a fine of at least EUR 150 plus reimbursement of dispatch and response costs. More serious misuse or prank calls can result in up to one year of imprisonment. Even casual 'test calls' can trigger a real emergency response and generate a bill. If your insurance company determines that you called 112 for an unjustified reason (such as a mild sore throat or because you wanted a free taxi ride to the hospital), they may refuse to cover the ambulance dispatch entirely, leaving you personally liable for hundreds of euros.
Never call 112 for a fever, mild pain, cough, or minor injury. Every misuse ties up the system and delays care for people with real, life-threatening emergencies.
Keep reading — Health Insurance in Germany
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