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Dental, prescriptions and what's not fully covered

What public insurance (GKV) covers vs what you top up — dental, prescription charges, and optional Zusatzversicherung.

What public insurance (GKV) covers vs what you top up — dental, prescription charges, and optional Zusatzversicherung.

Key points to understand

Prescription co-payments (Zuzahlung)

Prescription co-payments (Zuzahlung). In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.

Dental: covered basics vs private top-ups

Dental: covered basics vs private top-ups. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.

Doctor consultation
Illustrative photo for dental, prescriptions and what's not fully covered.

Supplementary insurance (Zusatzversicherung)

Supplementary insurance (Zusatzversicherung). In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.

Practical tips

  • Prepare your documents and translations in advance — most delays come from missing paperwork.
  • Always note the office name, address, and a contact number before you go.
  • Ask the community on MyHAbroad if you’re unsure — chances are someone has already been through it.
Trusted sources

Always verify with official sources before acting on the information above.

MyHAbroad is an independent app and is not affiliated with, endorsed by, or representing any government or public authority. Content is general information only — not legal, tax, medical, or financial advice. Always confirm details with the official sources above before acting.