Opening a bank account as a newcomer
You can open an account without a job or credit history. Newcomer packages often waive fees for the first year.
You can open an account without a job or credit history. Newcomer packages often waive fees for the first year.
Key points to understand
The 'Big Five' banks + credit unions and online banks
The 'Big Five' banks + credit unions and online banks. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.
ID you need; newcomer packages that waive monthly fees
ID you need; newcomer packages that waive monthly fees. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.
Chequing vs savings, e-transfers, and debit
Chequing vs savings, e-transfers, and debit. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.
Practical tips
- Prepare your documents and translations in advance — most delays come from missing paperwork.
- Always note the office name, address, and a contact number before you go.
- Ask the community on MyHAbroad if you’re unsure — chances are someone has already been through it.
Always verify with official sources before acting on the information above.
MyHAbroad is an independent app and is not affiliated with, endorsed by, or representing any government or public authority. Content is general information only — not legal, tax, medical, or financial advice. Always confirm details with the official sources above before acting.