Buying your first home
Mortgages, the down payment, land transfer tax, and first-time-buyer programs like the FHSA and Home Buyers' Plan.
Mortgages, the down payment, land transfer tax, and first-time-buyer programs like the FHSA and Home Buyers' Plan.
Key points to understand
Minimum down payment and mortgage stress test
Minimum down payment and mortgage stress test. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.
Land transfer tax and closing costs
Land transfer tax and closing costs. In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.
First-time-buyer help: FHSA, Home Buyers' Plan (RRSP)
First-time-buyer help: FHSA, Home Buyers' Plan (RRSP). In practice, this is one of the details newcomers most often ask about, so take a moment to understand how it applies to your situation before moving on.
Practical tips
- Prepare your documents and translations in advance — most delays come from missing paperwork.
- Always note the office name, address, and a contact number before you go.
- Ask the community on MyHAbroad if you’re unsure — chances are someone has already been through it.
Always verify with official sources before acting on the information above.
MyHAbroad is an independent app and is not affiliated with, endorsed by, or representing any government or public authority. Content is general information only — not legal, tax, medical, or financial advice. Always confirm details with the official sources above before acting.